Are you making any New Year’s resolutions this year? How about making some that would save you thousands of dollars over the course of a year? Consider some of these resolution ideas to do just that! As a bonus, most of these ideas have side effects that will...
If you’re on an an individual phone plan with one of the big four carriers, these tips can cut your phone bill in half! 1. Use Low-Cost Carriers Like Metro (by T-Mobile) If you want to get some big savings, get out of the mindset that you have to stay with...
My wife had a graduate school student loan with an interest rate of over 6%. Although this was a government student loan with forgiving repayment terms in case of unemployment, the whopping interest rate meant we had painful monthly payments! After we got married, we...
In the past few years, I’ve become a huge fan of using Craigslist and eBay to sell items that I no longer need to folks who do, while earning some extra cash on the side. But, when it came to selling cars, I had been afraid to do it myself. After all, it was a...
Selling your stuff on eBay is a great way to de-clutter and actually make some spending money. I’ve been consistently amazed at how much I can get for stuff that I thought had very little value (i.e., I got $76 for an old guitar neck??) on eBay. Here are my best tips...
I took a look back at the last ten years of my life and documented my biggest money mistakes. Many of these were due to simple laziness or ignorance on my part. I share them with you today. Do any apply to you? 1. Paying too much for my home mortgage loan My home...
I recently got an offer in the mail for 10% off of an identity-protection service. The cost of the service was $9/month for their basic plan and $22.50/month for their “ultimate” plan. This seemed very expensive to me. After going through their list of services, I...
I get annoyed in this day and age when I have to deal with a company that still demands information to be sent by fax. I have long since ditched my fax machine, and it’s a pain to go all the way to Kinkos just to send a fax. But, if you have a computer connected to...
According to many sources, debit card fraud is on the rise! My debit card was recently hacked and I got a fraudulent charge of over $500 on it from Verizon Wireless. But, I was super-fortunate in two respects: I just happened to notice it days after it happened, and I...
I recently had to get a document notarized. I went online and the first thing that came up was the UPS store. So, I went to the downtown store, but they said the guy who notarized was out. He was the owner and came and went as he pleased. The clerk told me that banks...
Do you have a car or home loan? You might be able to get a much lower interest rate than any advertised rate, potentially saving you thousands of dollars! The secret is: don’t use a bank for the loan! I got this idea from my parents, who are retired and looking for...
Internet access is a practical necessity these days, but in many areas there are only a few choices of providers, all of which are expensive. Here are some ways you might be able to cut your Internet bill. 1. Threaten to Leave Call your Internet service provider and...
How much do you spend on cable TV every month? The average is $75, or $900 per year! Over the course of your life, that’s as much as a BMW 3-Series sedan! Many people spend over a hundred dollars a month on cable! You do the math. Wouldn’t you like to save this money...
